If you’re a small business owner on the search for a new savings account, definitely consider the Capital One Spark Business Savings Account. With this account, boost your saving with one of the industry-leading rates: 1.00% APY for your first 12 months! Below is all the details you need regarding the Capital One Spark Business Savings Account!
 | With the Capital One® Spark® Miles Select for Business: -Earn 1.5 miles per $1 on every purchase, every day -Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening -Miles won't expire for the life of the account, and there are no categories to limit where or what you buy -Save on interest with 0% intro APR on purchases for 9 months; 14.24%-22.24% variable APR after that -Pay no annual fee or foreign transaction fees -Get online Quarterly and Year-End Summaries -There's no limit to the amount of miles you can earn -Fly on any airline, anytime, with no blackout dates or seat restrictions |
Table of Contents
Capital One Spark Business Savings Account Summary
Open a new Capital One Spark Business Savings Account to earn 1.00% APY for your first 12 months!
- Account Offer: 1.00% APY for your first 12 months
- Availability: Nationwide (ATM Locator)
- Expiration: 06/30/2017
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Credit Funding: None
- Opening Deposit Requirement: No requirement. Any amount.
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: None listed
- Promo Code(s): None
Application Link
Capital One Spark Business Savings Account: Sign up today if you’re on the search for a new savings account!
If you are interested in more Capital One 360 Bank Deals, Bonuses, and Promotions, see our compiled list of Capital One 360 Bank Deals here.
Capital One Spark Business Savings Account Features
- Boost your saving with one of the industry-leading rates: 1.00% APY for your first 12 months.
- After 1 year, return to our standard rate – currently 0.40% APY
- No monthly service fees
- No minimum balance required
- Spark Business mobile app
Avoid Monthly Fees
Capital One Spark Business Savings Account: There are no monthly fees
Capital One Mobile App
- Own your time and money. Quickly access your business bank accounts, pay bills, send electronic invoices and make deposits—all from your mobile phone or tablet. All your banking, in your pocket or purse.
- Download the Capital One App today via or .
Your Business. Capital One’s Top Priority.
Capital One ranked “Highest in Customer Satisfaction with Small Business Banking in the Northeast Region” in J.D. Power’s 2016 Small Business Banking Satisfaction Study.
Author’s Verdict
Signing up for this Capital One Spark Business Savings Account is a smart idea if you’re a small business owner looking to get some type of return on the excess revenue you’ve accrued! This account offers one of the best introductory savings APY at an outstanding 1.00% APY for the first 12 months with NO monthly fees and NO minimum balance requirements. HOWEVER, the con is that the 1.00% APY Rate only lasts for the first 12 months then it reverts to 0.40% APY. But some return is better than no return so it’s still a win-win situation. All in all, Capital One’s customer service is phenomenal coming from a Capital One consumer. Be sure to check back on blackthorn-cider for more bank deals!
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