Looking to add another stream of income? We’ve got an idea for you. Build a savings plan that works for your schedule. CIT Bank CDs provide a safe, secure way to grow your savings. Choose from a selection of CD rates and terms to help you stay on target for your savings goals. See below for more info regarding CIT Bank Certificate of Deposits.
Editor’s Note: Interested in what more CIT Bank has to offer? If so, see our full list of CIT Bank Deals here or an archive of anything CIT Bank related here. Listed below is just a few reviews/posts in our CIT Bank archive:
- CIT Bank Mobile Banking App Review
- CIT Bank Gifts For Minors with Major Advantages
- CIT Bank Banking & IRA Forms
- CIT Bank Low Down Payment Program
- CIT Bank Jumbo Mortgage Refinance Loans
- CIT Bank Financial Insights Across Generations
- CIT Bank IRA Withdrawal Rules
- CIT Bank Choosing A Savings Partner Tips
- CIT Bank CD Laddering Strategy
- CIT Bank How To Protect Your Identity Tips
- CIT Bank Life Hacks For Saving Money
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Table of Contents
CIT Bank Savings Account Bonus
|-Available online nationwide
-Earn 1.55% APY when you open a new Premier High Yield Savings Account
-One of the nation's top rates—over 25x the national average
-Make the smart choice for your savings.
-$100 Minimum Opening Deposit
-No fees to open & no monthly fees
-Daily Compounding Interest
-24/7 Secure Online Banking
CIT Bank Certificate of Deposits
|Term CDs||No-Penalty CDs||RampUp™ PlusCDs||RampUp™ CDs||Jumbo CDs|
|Apply Now||Apply Now||Apply Now||Apply Now||Apply Now|
|Descriptions||Variety of terms with low minimum balance||Option to withdraw full balance and interest after 7 days of CD funding date***||Flexible CD with rate and deposit options*||Flexible CD with rate options*||Higher interest rates on higher deposits|
|CD Rates||Up to 1.70% APY**||Up to 1.25% APY**||Up to 1.27% APY**||Up to 1.38% APY**||Up to 1.75% APY**|
|Terms||Up to 5 years||11 Months||1- and 2-Year||3- and 4-Year||Up to 5 years|
|Minimum Opening Deposit||$1,000||$1,000||$25,000||$25,000 3-Year
|Monthly Maintenance Fee||None||None||None||None||None|
To estimate how much interest you can earn with a specific CD rate and term, use our CD calculator.
* Effective June 1, 2015, all new or renewed RampUp™ and RampUp™ Plus CDs will be subject to a rate cap that will limit the optional increase of the initial APY to twice the amount of the initial APY, less 0.05%.
** APY – Annual Percentage Yield is accurate as of July 7, 2017. CDs may be subject to an early withdrawal penalty, which may reduce earnings.
*** You may withdraw the total balance and interest earned, without penalty, beginning seven days after funds have been received for your CD. No withdrawals are permitted during the first six days following the receipt of funds.
CIT Bank Online App
- All your banking, in your pocket or purse. Download the CIT Bank App today via or .
- If you do not have a supported Apple or Android device, you can access these features at m.bankoncit.com.
Still Have Questions?
- Reach someone helpful 24/7. Call 855-462-2652!
CDs are a great way and vehicle to earn interest on your excess funds. With the stored funds being untouched, open a CIT Bank CD to make your money work for you and add another stream of income for you. Let us know in the comment section below on your thoughts and experience with CIT Bank. If you’re interested in more info regarding CIT Bank offers, check out our full listing of CIT Bank Deals, CIT Bank Bonuses, & CIT Bank Promotions. Be sure to check back on blackthorn-cider for more bank deals!