Are you a business owner residing in Illinois, Indiana, Kentucky, Missouri, Ohio, Pennsylvania, West Virginia, or Wisconsin and looking to open a new business checking account? If your business has an average monthly balance of $5,000 up to $25,000, the Huntington Fast Track Business Checking Account is most ideal!
The few benefits mentioned does not stop there. When you open a new Huntington Fast Track Business Checking Account and make deposits of at least $5,000 in cumulative deposits within 60 days of account opening, you can earn a $400 cash bonus! To receive your coupon, click “Get Coupon” below. You’ll be directed to the offer page where you can enter your email to receive the coupon offer – from there, visit your nearest Huntington Branch (Locator) to apply!
Editor’s Note: Interested in other Huntington related offers? See our review & list of Huntington Bank Coupons!
Table of Contents
- 1 Where Is Huntington Bank Located?
- 2 Huntington Fast Track Business Checking Account Summary
- 3 Huntington Fast Track Business Checking – Application Link
- 4 Huntington Accelerated Business Checking Bonus Requirements
- 5 How To Avoid The Monthly Fee
- 6 Huntington Fast Track Business Checking Account Chart
- 7 Huntington Fast Track Business Checking Account Features
- 8 Huntington Fast Track Business Checking Account Fees
- 9 Huntington Online Banking Features
- 10 Huntington Mobile Banking Features
- 11 Huntington Text Banking
- 12 Huntington Small Business Resources
- 13 Huntington Debit MasterCard® BusinessCard® Features
- 14 Huntington Bank Mobile App Download
- 15 Still Have Questions?
- 16 Author’s Verdict
Where Is Huntington Bank Located?
Huntington Bank is available in the following states: Illinois, Indiana, Kentucky, Missouri, Ohio, Pennsylvania, West Virginia, & Wisconsin. (Branch Locator)
Huntington Fast Track Business Checking Account Summary
- Account Type: Huntington Fast Track Business Checking
- IN, KY, MI, OH, PA, WV, IL, WI (Locate A Branch)
- Credit Inquiry: Soft Pull
- Credit Funding: None
- Opening Deposit Requirement: $100
- Direct Deposit Requirement: None
- Monthly Service Fee: $20; see below on how to waive
- Early Termination Fees: Bonus will be forfeited if account is closed within 180 days of opening.
- Promo Code(s): None, but request the bonus coupon from your local branch or online
Huntington Fast Track Business Checking – Application Link
Huntington Fast Track Business: If you are eligible for this bonus offer, click “Get Coupon” below to be redirected to the offer page where you can submit your email to receive your coupon offer! Once you receive your coupon offer, visit your nearest branch to apply!
For our compiled list of Huntington Bank Deals, Bonuses, and Promotions, see our full list here.
Huntington Accelerated Business Checking Bonus Requirements
To qualify for the $400 cash bonus, you are required to open a new, qualifying Huntington Fast Track Business account during the promotional period and make cumulative new money deposits into the checking account of at least $5,000 or more within 60 days of account opening. Account must maintain an open account status for at least 90 days before it is eligible for the bonus payment.
Huntington will deposit $400 into your account after it’s been open for 90 days. Your business checking account must remain in an open status to receive the bonus. An Early Account Closing Fee will apply to accounts closed within 180 days of opening.
How To Avoid The Monthly Fee
Huntington Fast Track Business Account, it does have a $20 monthly fee! However, it is able to be waived! You can avoid the $20 monthly fee with the following qualifications:
- Have $5,000 average collected checking balance OR
- Have $30,000 in combined business lending, checking, savings, CD and money market balances
- See account summary
Huntington Fast Track Business Checking Account Chart
|Ideal For Businesses with Average Monthly Balance of1||$5,000-$25,000|
|Monthly Account Service Fee3||$20|
|Monthly Fee Can Be Offset By4||$5,000 average collected checking balance or $30,000 in combined business lending, checking, savings, CD and money market balances|
|Included Monthly Transactions5||Up to 300|
|Monthly Branch and ATM Cash Deposits6||Up to $20,000|
1The average collected monthly balance you keep in your checking account which helps determine which account may be the right fit for your business.
2Earns interest on the money in your account.
3The fee for not meeting your minimum average collected monthly balance requirements.
4The minimum relationship balance that allows the monthly account service fee to be waived.
5The number of transactions included with the monthly account service fee.
6The total amount of cash and coin deposits that can be made at a branch or ATM that are included in the monthly account service fee.
Huntington Fast Track Business Checking Account Features
|Up to 300 Monthly Transactions||Free Online Statements||Offset Service Fees|
|Enjoy up to 300 monthly transactions and then $0.50 per transaction over 300.||Stop managing paper statements and keep information out of your mailbox with Online Statements and our Huntington online banking.||Huntington waive your $20 monthly service fee if you have $5,000 in checking balances or $30,000 combined in checking, savings, CD and money market balances.|
|Overdraft Protection||Account Alerts||No Fee Linked MMA or Savings|
|Overdraft Protection Account with no annual fee (credit application and approval required), or Deposit-to-Deposit Overdraft Protection with no transfer fee.||Their free, automated email Account Alerts can provide daily updates on your money. Learn More.||Add a linked Business Money Market or Savings account and there is no Monthly Service Fee on that account. Learn More.|
|Access To Over 1,800 ATMs||Make Branch and ATM Cash Deposits||Your Bonus Offer Is Waiting|
|Withdraw cash, deposit checks and cash, or transfer money between accounts for free, with Huntington ATMs. Find a local ATM||Includes up to $20,000 in coin and currency deposits each month. A fee of $0.20 for each $100 deposited over $20,000 will apply.|
Huntington Fast Track Business Checking Account Fees
|Monthly Account Service Fee||Avoid the fee by maintaining in the account an average
collected balance of $5,000 for the monthly statement period
or $30,000 in Total Relationship Balances
|Transaction Charge1||-No fee up to 300 transactions per month, and
-$0.50 per transaction over 300
|Branch or ATM Cash Deposits Charge||-No fee up to $20,000 of in branch or ATM cash deposits per month, and
-$0.20 per $100 of in branch or ATM cash deposits over $20,000
|Overdraft & Return Fees|
|Overdraft Fee||$36.00 fee charged per item if we allow transactions to go through
even though you don’t have enough money.
|Return Fee||$36.00 fee charged per item when you don’t have enough money in
your account and we return an item.
|Extended Overdraft Fee||$25.00 if your account is overdrawn for five consecutive business
days, we will charge you a fee on the next business day (if
your account is still overdrawn), and then again on every fifth
business day while your account remains overdrawn, up to a
maximum of four $25 fees (or $100) during that time. There
is no fee if your balance is overdrawn by less than $10,
meaning your account balance is negative $0.01 to negative
$9.99. Counts as being overdrawn when caused by any
|Overdraft Protection Transfer Plans|
|Deposit to Deposit||No Fee – Transfer from a linked savings or money market
|Overdraft Line of Credit Annual Fee||No Fee – Subject to credit application and approval|
|Bill Pay||No Fee|
|Online Banking||No Fee|
|PC Banking Downloads – 8 sessions||No Fee|
|PC Banking Downloads – Unlimited||No Fee|
|Account Analysis Mailed Statement||$15.00 per month|
|ATM Fees- Huntington||No Fee (Huntington ATM cash withdrawals, transfers, or balance
|ATM Fees- Extended statements||$2.00 each extended statement from a Huntington ATM|
|ATM Fees- Non-Huntington||$3.00 each Non-Huntington ATM transaction, but no charge
for accounts located in Florida.
|Custom Timing Statement||$27.00 per statement|
|Deposit Correction2||$7.00 each item|
|Dormant Fee3||$5.00 if your account has a balance less than $50, and there
are no customer-initiated transactions for 12 months,
there will be a fee each month.
|Early Account Closing||$20.00 if account closes within 180 days of opening|
|International Transactions||3% fee charged on the amount posted for each debit card
or ATM transaction processed in a foreign currency or
outside the U.S., in addition to any fee added by a
network or charged by an ATM operator. Exchange
rates may affect posted amount.
|Mailed Statement||$3.00 per month|
|Online Statement||No Fee|
|Photocopy||$7.00 each item|
|Returned Deposited Item||$13.00|
|Redeposit of Returned Deposited Item||$6.00|
|Stop Payment (not via online banking)||$31.00|
|Wire Transfer- Domestic Incoming||$18.00|
|Wire Transfer- International Incoming||$25.00|
|Wire Transfer- Domestic Outgoing||$45.00|
|Wire Transfer- International Outgoing||$75.00|
1A transaction includes any combination of checks paid, deposit tickets, deposited checks (except those you
process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases, and bill
payment transactions made through Huntington’s Online Bill Pay service
2Applies only to Analyzed Checking and Hybrid Checking
3Does not apply to accounts located in Indiana and Florida or to Analyzed Checking, Business Analyzed Checking, IOLTA/IOTA accounts, Public Funds Economy Checking, or Hybrid Checking
Note: Deposits of any single check of $100,000,000 or more incur a fee for travel and other expenses
necessary to directly present the item to the originating institution.
Huntington Online Banking Features
Keep your money within reach – Manage money easily and securely from nearly anywhere. With Online Banking, all you need is a connected device and you can pay bills, view accounts and more. That’s banking convenience at your fingertips.
Bank with your favorite connected device. Whether you use a desktop, laptop, tablet or smartphone, you can pay bills, check balances and more. Enroll Now
|Free, Easy Bill Pay||In-The-Moment Alerts||Online Guarantee|
|Pay anyone, anytime with free Huntington Bill Pay. It’s a convenient, secure, guaranteed on-time way to make your car, mortgage and other payments. Learn More||Always know what’s going on. Sign up for Alerts to get email or text updates about checking, savings, money market or Voice Credit Card™ accounts. (Carrier, message, and data rates may apply.)||They’re committed to secure online banking with always-on-time bill pay. Our Huntington Personal Online Guarantee gives you our word on it. See the Guarantee|
|Online Money Transfers||Safe & Easy||Secure, Online Statements|
|Start moving your money the simple way. Instantly transfer funds between your accounts and even between accounts at other banks. Set up recurring or one-time transfers to manage your money, your way.||Bank from your browser, safely and easily. Check your balances, pay bills, deposit checks and more anywhere you have a connected device.||Protect your information and the environment. Go paperless to reduce identity theft risk, and get secure access to statements for the last 24 months.|
|Simplified Management||Free Mobile Banking|
|Organize your money with personal computing software. PC banking lets you access account details, transaction info and more from your PC. Learn More||You can check your balance, transfer funds and even deposit checks free from your phone and iPad®. Learn More|
Huntington Mobile Banking Features
Stay in touch with your money – Move money and more by barely moving a finger. Mobile Banking lets you securely manage finances from nearly anywhere with a few taps on a phone or tablet. Our Mobile Banking app, alerts, texts and more give you the freedom to keep your money close by.
|Safe, Easy App||Real, Fast Alerts||Apple Pay|
|Check balances, pay bills, deposit checks and more with their mobile banking app. Made specifically for phones and tablets, their apps let you securely handle your money from nearly anywhere. Learn More||Know what’s happening with your account. Sign up for Alerts on the Alerts tab in Online Banking to get email and text updates about your checking, savings, money market or Voice Credit Card™ accounts. (Carrier, message, and data rates may apply.) See Types of Alerts – Learn More||Make your next in-store purchase with a single touch using Apple Pay on your iPhone 6, 6 Plus, or Apple Watch.|
|Simple & Secure||Text Banking||Tips & Advice|
|No matter how you choose to bank over your phone, your transactions will be safe and sound. They’re so confident in the safety and security of their products, they back them with the Huntington Personal Online Guarantee. See the Guarantee||You don’t need a smartphone to stay in touch with your account. Use texting and your feature phone to access details about your finances. Set up Text Banking in the Alerts tab in Online Banking. (Carrier, message, and data rates may apply.) Learn More About Text Services||They’re committed to helping make Mobile Banking a cinch. That’s why our FAQ answers many of the most common questions. See FAQs|
Huntington Text Banking
Take this text commands cheat sheet on the go and you’ll never be without the codes you need. Text 446622 with any of the commands to start using Huntington Text Banking.
|BAL||Balance of your primary account|
|BAL NICKNM||Balance of a nicknamed account|
|BAL ALL||Balance of all your accounts|
|HIST||History for your primary account|
|HIST #||More history for your primary account|
|HIST NICKNM||History for a nicknamed account|
|HIST NICKNM #||More history for a nicknamed account|
|NICK||List of your account nicknames|
|COM||List of Text Banking commands|
|HELP||Contact information for help|
|STOP||Deactivates the number for Text Banking and Alerts|
Huntington Small Business Resources
Every day, business owners are faced with decisions that affect profitability, strategy, employees and other areas. Their calculators and educators can help you improve those areas and, most importantly, your bottom line.
Huntington Money Know-How: Business Basics
Build your knowledge related to starting a small business with our online education program. Their interactive learning modules will provide you the tips and information you need to grow as an entrepreneur.
Business Banking Services: Learn about key financial products and services that can help grow your business. Get Started.
Check Out More Interactive Learning:
- Developing A Business Plan: Learn how to create a strong business plan and how to adapt it even further for specific audiences. Get Started
- Business Financial Statements: Learn about the three most important financial statements and how they can drive your business strategy. Get Started
Calculators & Educators:
- Small Business Educators: Need help writing a business plan? Estimating capital needs? Managing inventory? Get answers with their educator. Learn More
- Small Business Calculators: How much do I need to start my business? What is my business worth today? Online calculators help you assess your borrowing needs, whether to lease or own your business location, and more. Learn More
- Small Business Taxes Educators: Get answers to questions around payroll and tax management, inheritance and estate tax and more with their educators. Learn More
- Retirement for Small Business Educators: Let their educators help answer your small business retirement plans and employee benefits questions. Learn More
Huntington Debit MasterCard® BusinessCard® Features
The Huntington Debit MasterCard BusinessCard meets the needs of small business owners who are looking for a widely accepted payment method for their business purchasing and banking needs. Businesses with multiple employees can obtain individual cards for authorized personnel with full or limited functionality, making the card even more useful.
|Zero Liability||Worldwide Acceptance||Extended Warranty Coverage|
|Feel safe using your debit card. You are protected against unauthorized purchases on your card||Use your new debit card everywhere MasterCard is accepted. And access cash free at over 1,800 Huntington ATMs.||Doubles the original manufacturer’s or store brand warranty for up to one year when you pay with your eligible MasterCard card|
|Purchase Assurance Coverage||Roadside Assistance||Travel Assistance Services|
|Provides coverage for most items you purchase with your eligible MasterCard card if the item is damaged or stolen within 90 days of the date of purchase.||Arranges emergency roadside assistance if you get stuck on the road. Service fees are pre-negotiated and billed to your eligible MasterCard card.||Provides pre-trip destination information such as visa/passport requirements, immunization, and help with lost/stolen travel documents and luggage.|
|VAT Reclaim Service||MasterCard Global Concierge Service||MasterRental® Car Rental Collision Damage Waiver Insurance|
|MasterCard has the experience to expedite your claims for prompt and maximized payment. Cash from foreign VAT refunds reduces on-going international business travel costs by 10-15%.||Provides personalized assistance for securing dinner reservations, tickets to events, coordinating business arrangements, locating hard-to-find items or booking travel.||Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible MasterCard card is used to initiate and pay for the entire rental transaction.|
|Identity Theft Resolution Services|
|Assists you with credit bureau notification and credit card replacement, and provides you with an ID Theft Affidavit should you become the victim of Identity Theft.|
Huntington Bank Mobile App Download
- Huntington Bank Mobile App take the great features from Online Banking and build them into an easy-to-use tool. And since they’re designed especially for your phone or iPad®, they’re easy to read and navigate, too. You can download the app via iOS here.
- Whether you want to check your balance while shopping, pay a bill while waiting in line at the movie theatre, make a check deposit or just want to locate an ATM in a new town, now staying in control of your finances is just a few simple taps away. You can download the app via Android here.
Still Have Questions?
If you can’t find what you’re looking for, let Huntington Bank know. They’re ready to help in person, online or on the phone. You can contact them 24 hours a day, 7 days a week. 1-800-480-BANK (2265).
Definitely consider the Huntington Fast Track Business Checking if you reside in one of the eligible states and have a small business. With this account, it’s ideal for businesses with up to 300 monthly transactions (free) and an average monthly balance of $5,000-$25,000. On top of opening an account, you’ll also score a sweet bonus! Please let us know about your thoughts and experience with this account in the comment section below. Be sure to check back on blackthorn-cider for more bank deals!