There are so many different ways we can purchase things with from credit to debit cards. They help ease our transactions and possibly even have benefits to them. One essential to getting secure finances is a Rewards Checking Account. These accounts come with rewards like cash back, bonuses, and other benefits that may be useful to you! They are incredible ways to manage money, so here’s 4 reasons why you should get one!
Editor’s Note: If you want to open a Discover account, look at our master post on all of the Discover Promotions from savings to checking accounts!
|With Discover Cashback Debit account:
-Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year.
-Anyone can open a Discover Cashback Debit account online
-No monthly fees or monthly balance requirements
-With over 60,000 no-fee ATMs in the U.S., Discover is always nearby.
-Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)!
-Manage your account and avoid late fees by paying bills online.
-Deposit checks on the go with your phone or automatically with direct deposit.
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You Can Get Cash Back!
Some accounts allow you to get money back from your purchases. For example, a Discover Checking can give you 1% cash back on up to $3000 of purchases! You can use this extra saved money for anything you want. Use it for something fun and special like a date or even it use it for your loans and bills. A debit card linked to a checking account is perfect for everyday expenses like taxis, groceries, or things that you will be buying with or without a card!
Credit cards are kind of hard to get. You have to have a good line of credit history and be able to qualify for their card. Plus there is the problem with overspending. You can purchase more than you actually have and be subject to interest on your debt. The ability to pay later is a double edged sword because you can have the financial freedom to buy more things, but it also has to be all paid back. Checking Accounts pull money straight out, therefore you won’t be able to spend more than you actually have.
Checking accounts give you the tools to properly manage your budget. Manage your spending from tracking, adjusting, and finding places where you can save. If you have a limited amount of money to spend for the month, you can budget your spending accordingly to have your needs met first and wants met second.
There are numerous banks that offer online and mobile access to their bank account’s information. This gives you the ability to check your balance, transfer funds, or even budgeting programs.
If you need help managing your funds, you should consider opening a rewards checking account to reap the many benefits that come with one. This type of account gives you just enough financial freedom to be responsible and convenient with your budget and money. It will also help you properly manage your funds through online banking. Join a bank with great benefits and you may be able to get cash back on your purchases too! A rewards checking account is a great way to start managing your finances the right way. Debit cards do help with everyday expenses, but credit cards are needed to purchase more expensive investments. If you’re interested in opening a credit card, look at our full list of the Best Credit Cards. Here at bank deal guy, we want to offer you the best options for your finances. Look at our list of the Best Bank Deals and Rewards Checking Accounts and you will be on your way to strong finances!
|-Available nationwide - paired with phenomenal customer service
-Get 1.90% APY on your funds with no minimum requirements & no monthly fees!
-No hidden fees. No minimum balance to open.
-It's your money. Use it when and how you want.
-Deposit checks on the go or grow your savings with automatic transfers.
-Move money in and out of your savings account easily and securely.
-View your savings account balance and activity online or with our mobile app.
-Get started and open a Discover Savings Account in 3 easy steps.